This is an English translation of the French text. The French version is the reference document. Read the original French version.
B2B COMMERCIAL TERMS
Terms of sale
Terms governing paid MONIFACT plans purchased by business customers.
1. Scope
These terms of sale govern paid services offered to business customers. Professional and Business plans are reserved for persons acting for professional purposes. Before paying, the subscriber identifies their business activity or organization, confirms their professional capacity and expressly accepts the version of these terms displayed in the MONIFACT subscription process. Reserving a price or merely visiting the Pricing page does not constitute an order. Payment is then hosted by Stripe. The subscriber's declaration does not amount to independent verification of their registration. Enterprise / Data plans and special services are contracted by quotation, purchase order or written agreement.
2. Services
The precise scope—access, users, quotas, monitoring, exports, data and integrations—is defined by the accepted plan and any special terms. Available information depends on documented source coverage; unknown data is not artificially reconstructed. Evidence exports include only data supported by documented source reuse rights; viewable materials lacking sufficient rights are not included in downloads.
3. Prices
Displayed prices are business prices excluding taxes unless otherwise stated. Applicable taxes are added as required by law. For online subscriptions, the price and billing interval shown in Stripe Checkout at the time of ordering prevail. For custom plans, the accepted quotation or purchase order governs the price, billing period, user count and options.
4. Invoicing and payment
Online subscriptions are paid monthly in advance through Stripe. Taxes are determined at payment using billing information and, if supplied, a VAT number. MONIFACT neither receives nor stores card details. Unless special terms provide otherwise, invoiced custom services are payable within thirty days of the invoice date. Late payment of an invoice between businesses automatically gives rise, without reminder, to penalties accruing from the day after its due date, at an annual rate equal to the European Central Bank's main refinancing operations rate applicable to the relevant half-year plus ten percentage points (Article L. 441-10 of the French Commercial Code). A fixed €40 recovery-cost indemnity is also payable (Article D. 441-5 of that Code). Additional compensation may be claimed upon supporting evidence where actual recovery costs exceed this amount, subject to statutory exceptions. Invoices and special terms include the corresponding statutory information.
5. Provision of access
Access is provisioned after contract formation and, where applicable, verification of necessary information. The publisher may suspend access in cases of security risk, fraud, unlawful use or serious breach, after notice where circumstances permit.
6. Term and termination
Online Professional and Business subscriptions are monthly and renew automatically until cancelled. Customers can manage payment methods, invoices and plans and request cancellation through the Stripe portal accessible from MONIFACT. The effective cancellation date is the one confirmed in the management portal and by Stripe; depending on service settings, it may fall at the end of the paid period or another date disclosed before confirmation. Custom plans follow their special terms.
7. Evidence of acceptance
The online subscription process retains technical evidence of the declaration of professional capacity and acceptance of the terms of sale: date, selected plan, document version and cryptographic fingerprint of that version, plus a pseudonymized contact-email identifier. Where it can be matched with signed Stripe confirmation, this link is recorded without card data. The terms can be read before payment; the total price, billing interval and taxes are displayed in Stripe Checkout before final confirmation.
8. Data, confidentiality and security
Each party protects confidential information received. Personal data processing is described in the privacy policy. Special terms may provide for a data processing agreement where legally necessary.
9. Intellectual property
The customer receives a right of access and internal use limited to the contractual term and scope. Unless agreed in writing, the customer may not resell the dataset, build a competing service through systematic extraction or reuse third-party content beyond the rights they hold.
10. Liability
Information supplied depends on external sources that may change or become unavailable. Any applicable exclusions or caps are those in the special terms and never apply where limitation is prohibited by law.
11. Governing law and disputes
The contract is governed by French law. The parties first seek an amicable resolution. Competent courts are determined by statutory rules and, where the conditions of Article 48 of the French Code of Civil Procedure are met, by the special terms accepted between business parties.